Second Lein

Home Equity Loan

Why Choose a Second Lien Home Equity?

Unlike revolving credit lines, this loan offers a lump sum disbursment at closing, so you get all your funds upfront. That, combined with a fixed rate for the life of the loan, gives you stability and peace of mind, perfect for budgeting and long-term planning.

Flexible Financing with Second Lien Home Equity Loan

At ALLIANCE Credit Union, we’re committed to helping our members make the most of their home’s equity with smart, flexible lending solutions. Our Second Lien Home Equity Loan is a powerful financing option designed for homeowners who want to access the equity in their home without refinancing their primary mortgage.

Whether you are plaanning a home renovation, consolidating debt, or managing a major expense, this loan provides a structured way to borrow a set ammount of money with predictable monthly payments and a fixed interest rate.

Key Features

Fixed interest rate for consistent monthly payments.
Great for home improvement, debt consolidation, or other major purchases.
Lump sum funding to cover large expenses upfront.
Keep your primary mortgage intact – no refinancing needed.

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DISCLOSURES

*Closing costs can only be included in the loan amount when the value is more than the purchase price. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Credit Union membership is required. Not all applicants will qualify. All loans are subject to underwriter approval. Terms and conditions apply and are subject to change without notice. Each account insured up to $500,000. By members’ choice, this institution is not federally insured.