Legacy UTX
Savings Accounts
Savings
Members under the age of 18 will automatically transfer to a Junior Savings Account. Members age 18 and older will automatically transfer to a Share Savings Account.
*Rates are subject to change.
Junior Savings
0.30% apy
Share Savings
0.15% apy
Money Markets
Money Market accounts will transfer into the following tiers based on their current balance. *Rates are subject to change.
| 0.40% APY | $1,000-$4,999.99 |
| 0.50% APY | $5,000-$24,999.99 |
| 0.60% APY | $25,000-$49,999.99 |
| 0.70% APY | $50,000-$499,999.99 |
| 0.75% APY | $500,000-$999,999.99 |
| 1.01% APY | $1,000,000+ |
| Term | Dividend Rate | APY |
| 6 months | 3.68% | 3.75% |
| 9 months | 3.68% | 3.75% |
| 1 year | 3.68% | 3.75% |
| 15 months | 3.25% | 3.30% |
| 18 months | 3.92% | 4.00% |
| 2 Years | 3.00% | 3.05% |
| 3 Years | 2.71% | 2.75% |
| 4 Years | 2.71% | 2.75% |
| 5 Years | 2.71% | 2.75% |
Minimum balance needed to earn APY: $1,000.00
Certificates
Your certificates will come over with no changes. Your locked in rate will be honored until Certificate maturity.
What if my certificate matures during system integration?
No need to worry. Your certificate will still have a 10-day maturity period, even if the maturity date falls on a weekend. You will not be charged a penalty, and your certificate will automatically renew for the same term with the rates to the left.
*Rates are subject to change.
Liquid Asset Tiers
Your rate will change depending on current balance. *Rates are subject to change.
| 0.15% APY | 1.01% APY | 2.02% APY | 3.04% APY |
| $0.00 – $2,499.99 | $2,500.00 – $9,999.99 | $10,000 – $24,999.99 | $25,000.00 + |